Car Insurance – First Time Drivers NI

First time car insurance in Northern Ireland can be very expensive compared to the rest of the UK. Unfortunately, this is due to the fact that first time drivers are most likely to be involved in a road traffic accident. There is a 1 in 6 chance of first time drivers aged 17 being involved […]

Haulage Insurance Explained

A haulage driver is classified as someone who transports heavy goods long distances for payment. Haulage Insurance is aimed towards those with larger vehicles such as lorries. These vehicles are typically carrying large loads to a single destination. The cover for haulage insurance is the same for other types of insurance, which is: Comprehensive, Third […]

Penalty Points and How They Affect Your Insurance

There are various reasons for the endorsement of penalty points on licenses; some of these include drink driving, speeding, driving while disqualified and driving without insurance (just to name a few). When you commit a motoring offence and are given penalty points, these points will stay on your license for anywhere between 4 and 11 […]

Factors that Affect your Car Insurance

In Northern Ireland, car insurance is generally much higher than the rest of the UK, this is due to a number of factors, taking into account that there are a higher percentage of younger drivers here than overseas. Just like the rest of the UK (and world), insurance is often more expensive for younger drivers. […]

Insurance That Every Business Needs

Updated April 2019 Insurance That Every Business Should Have When it comes to starting up a new business, it can be a bit of a minefield navigating your way through the maze of regulations that have to be followed. To ensure your business is a success, to protect yourself, and to protect your employees, there […]

Why You Need Travel Insurance To Go To The USA

When you travel within the UK, you often don’t need travel insurance. When you travel abroad however, travel insurance is something you should always consider and when the trip is to the USA, it is virtually an essential part of the trip. But why and what does it cover? Basics Of Travel Insurance Travel insurance […]

Why Contents Insurance Doesn’t Need to Be a Big Bill

A shocking new report from the Financial Inclusion Commission (FIC) has shown that 16 million people around the UK don’t have content insurance in their homes.  This means 35% of homes could risk losing everything if there was a fire, flood or a burglary.  Lower earning households are the most likely to leave content cover […]

Should You Buy Insurance in Case of a Cyber Attack?

Hardly a day goes by where the news isn’t reporting the latest cyber attack, releasing stories that some hacker has stolen from a government somewhere or the woes of someone losing hundreds of pounds to a scam.  One of the newest areas of the insurance market is known as cyber insurance – insuring yourself against […]

How to Insure an Unoccupied or Empty Property

There are lots of situations where a home could be unoccupied for a period of time.  It could be a pending sale and you have already moved into your new home.  Or it could be a property where someone has died and it is tied up in probate with no-one able to live in it.  Whatever […]

Why Insurance in Northern Ireland is Different

Insurance across the UK is generally the same for cars of all types but there are some differences in policies in Northern Ireland. One of the biggest differences is the price – car insurance is around 11% more expensive than in other parts of the UK. So why is the market a little different in […]